Palawan ProtekTODO Health Emergency 1500
Insurance Premium: P1,500.00 / Max 1 Policy
Overview
Whether it’s a sudden accident or a viral/bacterial illness that requires emergency hospital care, this insurance gives you dependable support when you need it most.
It provides up to Php 180,000 maximum coverage for Accidental Death and Emergency Room (ER) in-patient or out-patient treatment due to accidents, viral infections, or bacterial illnesses that require immediate medical attention.
The policy protects you for the entire year and may be used multiple times, provided that the total amount does not exceed the aggregate maximum coverage limit, giving you continued protection, peace of mind, and confidence that you are financially supported in life’s unexpected medical emergencies.
| DEATH BENEFIT | ACCIDENTAL COVERAGE | MOTORCYCLE COVERAGE (50%) |
| Accidental Death | ₱100,000 | ₱50,000 |
| MEDICAL BENEFIT | ACCIDENTS, VIRAL AND BACTERIAL ILLNESS COVERAGE | MOTORCYCLE COVERAGE (50%) |
| Emergency Treatment & Disablement | Up to ₱80,000 (subject to sub-limits) | Up to ₱40,000 (subject to sub-limits) |
| SUBLIMITS | ||
| Emergency Room Facility Fee/Confinement Fee | Up to ₱15,000 (₱500 per day, for a maximum of 30 days) | Up to ₱7,500 (₱500 per day, for a maximum of 30 days) |
| Diagnostic Procedures | Up to ₱15,000 | Up to ₱7,500 |
| Medicines and Medical Supplies | Up to ₱10,000 | Up to ₱5,000 |
| Minor Emergency Procedures (e.g., suturing, wound care, casting, etc.) | Up to ₱20,000 | Up to ₱10,000 |
| Professional Fee | Up to ₱20,000 | Up to ₱10,000 |
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